A Complete Guide To Breakdown Cover Policies

 The insurance industry is flourishing at a much higher rate. The increased awareness of the individuals towards their life and other precious belongings has resulted in enhanced sales of insurance policies. The latest trend in the vehicle insurance industry is the breakdown cover policies. Acquiring a breakdown cover proves to be an intelligent decision in troublesome situations like roadside breakdown of your ride at an abandoned place. This coverage provides you on the spot services through the term of the plan. Due to its outstanding benefits, several vehicle owners have opted for this cover. It is also effective in saving your hard earned money as well as time.

Getting this insurance policy is the best way to protect yourself from an irritating collapse of your vehicle. In case, you have an old vehicle, which is more prone to breakdowns, this policy can prove to be very beneficial for you. There are several companies that provide this policy to the interested customers. Out of the various plans available to the customers, you can select the best plan that fulfills your requirements.

Types of Breakdown Cover

These covers can be basically categorized into three categories, which are discussed further in this article.

1. Basic Cover

This type of policy includes roadside assistance for your vehicle during the events of breakdown. There are certain rules that govern this policy like, if the breakdown has occurred only a few miles from your living place, you will not be provided any kind of assistance.

2. Home Start Cover

This policy covers the features and benefits provided by the basic cover. Apart from these benefits, you are also provided with complete assistance in case your car breaks near your household. Now, you need not worry if your car does not start at home. You can call the company get help at your residence itself.

3. Onward Travel Policy

This type of insurance policy provides the facility of getting a vehicle from the company in order to carry on your journey. This facility is provided if your car is at garage due to breakdown. In case the breakdown assistance is not provided, you will be provided with the traveling expenses to complete your journey through other modes of transportation.

The Importance Of Having A Breakdown Cover

Possessing a breakdown cover provides you various benefits and ensures complete security from the issues of your vehicle. Some of the major advantages of purchasing this insurance policy are listed below.

1. Convenience

The most irritating situation is when you are getting late for a meeting and your car breaks in the middle of the road, with no help around. The policy helps you in overcoming such frustrating situations by providing roadside assistance.

2. Time saving

Instead of waiting for a mechanic, you can just call the company and get instant help at any location. This is only possible in case of breakdown cover policies. It saves your precious time and provides you an opportunity to reach your destination on time.

Purchasing a breakdown cover is an effective way to get rid of your vehicle breakdown issues. You can also include additional benefits in your plan in order to enjoy a trouble free journey.

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