Roadside assistance

Roadside view can offer peace of mind that you are not using any other type of coverage. If you're in an accident, and you full coverage on your auto insurance policy, they send out a tow truck if you're in an accident. However, you're out of luck as anything else you parts on the side of the road. Insurance policies cover only you in an accident, but that is not the only time you might find yourself stranded on the side of the road.

Roadside is the only coverage that will come to your rescue if your battery goes dead or if your engine leaving you stranded with no way blows to your vehicle to a garage. If you have a puncture and cannot change it yourself, someone will come and do it for you. You can even get help if you lock your keys in the car or run out of fuel. Even if you think none of these things will happen to you, there is always a possibility.

The main difference between the vehicle and the individual coverage

The main difference between the vehicle and the individual coverage is what it covers. The assistance vehicles covers a particular vehicle. When you receive your policy, you'll want to give the company some basic information about the vehicle, covered such as the make and model you want. You'll also need to decide how many cars you want to on your plan.

When you a covered vehicle drives, this kind of protection provides coverage, but if you're someone else vehicle drives, you can not use this protection if you encounter problems.

The individual coverage covers you personally, not the vehicle. So it doesn't matter what you drive. If you need help with something that is covered in your plan, all you have to do is give them a call.

What should you choose

Assistance to vehicles versus individual coverage, which you should choose? Decide which roadside assistance policy is right for you will depend on your lifestyle more than anything else. The best choice has more to do with what kind of driving habits that you have instead of age or gender.

For example, if you never each vehicle but your own rides, is the policy that relates to your car is a great option. This kind of policy will protect you at any time driving one of the vehicles listed on your policy.

However, if you are driving someone else's vehicle, then sometimes you would want the individual plan. Maybe you have your older neighbor drive to the supermarket and they prefer that you take her car to get it out of the garage occasionally. Vehicles that are much more prone to mechanical problems.

If you have your friend's car drive, but he is not the best on the gas tank to sustain or checking the fluids, you need not to worry. With this plan you have help on the road if you for any reason the policy, no matter what you drive falling get stranded.

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Insurance companies exist due to mathematics, statistical probability, and the realization that they can make money offering insurance. If the insurance companies can make money due to the statistical probability, then it becomes a good deal for the insurance company, but a statistically bad deal for the individual. If this is so, and we can easily mathematically prove this, then why does the government make you buy it? Okay so let's talk about this for second shall we?

Because we have a rule that says that hospitals must help anyone that walks in the door, as that is a real regulation in the medical industry, then it doesn't make sense or isn't fair for the hospital when someone cannot pay. Therefore, our government's solution is to put a another regulation on the table stating that everyone must buy insurance. Unfortunately, everyone cannot afford insurance, so those that can't won't be made to purchase it, but those that can must.

Indeed, after doing this this adds more statistical probability to the equation, and it means that those that pay, must pay more because there are fewer people paying into that system. The federal government is making the citizens buy something that is not statistically in their best interest, under the auspice and theory that somehow spreading the risk is in everyone's best interest, even though they can't mathematically prove it, and yes they've tried using the Congressional Budget Office.

It's hard to say how the Supreme Court could say that it is the government's duty to make individuals buy something that is not in their best interest statistically. There is no empirical evidence to prove otherwise, and yet, for some reason they have been allowed to do this, and now it has been labeled as a tax. However, it isn't this then a taxation without representation, and we are paying the tax as a penalty if we don't buy insurance, and being forced to buy that insurance from a private company.

This is the epitome of crony capitalism, and it's really not much different than the tea tax imposed on the colonists which led to the Revolutionary War. Imagine living during the time of the Townshend Acts where the police, or redcoats fully armed had continuous skirmishes with the colonists. That doesn't seem to be a world that you wish to live in, and wasn't the reason for the list of grievances being sent to the King dissolving that connection which started the revolution.

Make no mistake, insurance is statistically a bad deal for the individual, and the government has no right to make you buy it. Nor do they have any right to penalize you for not purchasing it, or purchasing it so that others might get it for free. We've completely overstepped the bounds of free-market capitalism and what this great nation stands for. I just hope we don't have to pay the price; again. Please consider all this and think on it.

Lance Winslow has launched a new provocative series of eBooks on Politics and Economics. Lance Winslow is a retired Founder of a Nationwide Franchise Chain, and now runs the Online Think Tank; http://www.worldthinktank.net/

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